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MacCredit Payment Plans and Loans

mac credit finance at Bexley Dental

MacCredit – Making Finance Simple

Dental treatment should be accessible to everyone. Bexley Dental offers flexible payment options provided by MacCredit. MacCredit payment plans enable you to receive the treatment you require today and pay over time via direct debit.

Contact us today and let us know which service you are interested in. We can let you know what your treatment cost will likely be and provide you with an indicative repayment quote using MacCredit.

Which services are covered by MacCredit?

We understand that cost can be a big factor when you’re looking at dental care. This may be especially true if you’re considering a larger or unexpected expense, like:

  • dental emergencies or treating sudden toothaches
  • expansive treatment plans for more complex dental problems
  • specialist treatments
  • services that aren’t covered by your private health insurance.

MacCredit can be used for all dental procedures between $4000 and $60,000.

Contact Bexley Dental on (02) 9567 4151 or MacCredit directly on 1300 884 355 for full terms and conditions.

Can I use MacCredit if I have private health insurance?

Yes. Whether you’re paying for a gap left after claiming or you’re paying 100% for a service yourself, you can use MacCredit to help manage the cost, depending on your eligibility.

How do I apply for MacCredit?

Once you know what your treatment cost is likely to be, you will be able to get a repayment quote from us. They will let you know how much your plan amount will be (including fees), repayment term, and the amount of future direct debits. If you are comfortable with the repayment amount, we will then send to you a link, so you can apply for a payment plan directly with MacCredit. The online application takes an initial few minutes to complete a pre-qualification, and then, if successful, the full application, takes roughly 10 minutes overall. MacCredit may require some additional information from you and will provide you with options for sending this to them.

About MacCredit

MacCredit is a long-serving dental loan provider enabling you to cover your medical costs with flexible repayment options. The loan functions like the other personal finance options, but MacCredit actually acts as a brokerage firm. Upon receiving your finance requirements, they’ll search for an appropriate product from their lenders. Interest rates are competitive, starting at 8.95% p.a., as with any other option, they vary depending on your personal circumstances. Likewise, loan periods vary and range from 18 months to seven years.

Some of the benefits of MacCredit include:

  • Fixed or variable interest rates
  • Approval within two hours
  • Large range of loan products
  • No upfront fees

As a trusted medical loan broker since 2004, you will be in safe hands with MacCredit. They process a huge number of applications and can offer a wide range of products to meet your needs.

*Applications for a loan are subject to the lender’s usual credit assessment and responsible lending criteria. Credit provided by WCF Medical Pty Ltd. ACN 609 032 242 Australian Credit Licence No: 389087
†Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.

Denticare Payment Plans

Denti Care Payment Solutions

DentiCare is an interest free payment plan which allows you to pay for your treatment over 12 to 24 months so you can avoid large upfront costs. You can finance from as little as $500 up to $25,000 and all you need is a 20% deposit towards the total cost of your treatment to get you started!

Benefits for you include:

  • No interest, ever!
  • 20% deposit paid upfront while the rest is direct debited
  • Choice of weekly, fortnightly or monthly payment cycles
  • Payment terms from 12 to 24 months

For more information on Denticare, please contact us today.

Zip Payment Plans

Gem Visa

gem visa

As a service to our patients, we are pleased to offer interest free payment options to our patients, through Gem Visa, so you can pay for treatment over time.
Gem Visa offers a range of payment options to meet your needs.

Long term interest free

  • Months of interest free available – decided by your practice.
  • No interest if the balance is paid off within the specified interest free period.
  • Low minimum monthly payments (3% of the total closing account balance or $25, whichever is greater). Paying the minimum monthly payment will not pay out the loan before the end of the interest free period.
  • Ability to make additional repayments or payments greater than the requested 3% minimum during the interest free period without penalties.
  • For larger treatment amounts, enjoy long term interest free payment options. There are no interest charges if the balance is paid in full within the specified time period – whether it is a visit to the vet or dentist, laser eye surgery, a hair removal procedure or a hearing aid purchase, this card is for you! A range of interest free payment options are available at over 1,000 practices Australia wide. Apply in the practice today or online at*.

6 months interest free on any purchase over $250*

  • You will receive 6 months interest free on any Gem Visa
    purchase over $250*.
  • An annual fee of $99*.
  • 22.99% for all purchases less than $250*.
  • You can also enjoy interest free purchases everyday once you receive your Gem® Visa card. For any purchase over $250 made on your Gem Visa, you’ll automatically receive 6 months interest free. That’s every time you pay a bill, buy a gift, eat out, shop for groceries or have a repeat treatment. Anywhere Visa is accepted. Plus you can keep track of your purchases with clearly explained monthly statements. All this with an annual fee of $99.*

It’s easy to apply and you’ll usually receive a response in less than 60 seconds. Ask our staff for more details or visit Gem Visa at

How to Apply:

Below is a diagram which explains the simple process of how to apply for a Gem Visa card.

Gem Visa Card Application Diagram

To find out your eligibility, click here.
To apply, click here.
For more information, click here.

*Conditions of interest free: Available to approved applicants where the amount financed is decided by your practice or more on Gem Visa between the dates your practice specifies. Offer available on purchases from this practice. Minimum monthly repayments must be made during the interest free period. Paying only the minimum monthly repayment will not pay out the amount financed before the end of the interest free period. Offer available on advertised or quoted price. Credit and lending criteria, $48 establishment fee and $48 annual account fee apply. Prevailing interest rate will apply to any outstanding balance on the expiry of the interest free promotional period. Gem Visa is provided by GE Finance and Insurance.

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